The Company:

Atlantic Advisors, Inc. is a Registered Investment Advisory firm based in
Baldwin, MD and was founded in 1995 by Ron Anthony.  It was incorporated
in Maryland on May 3, 1995 and registered with the
Securities Division of
the Office of Attorney General of Maryland
that year.  Atlantic is
registered through the electronic filing system called the IARD (Investment
Adviser Registration Depository) with the
NASD, (the National Association of
Securities Dealers) and its CRD number is 115485.  The complete
registration filing for Atlantic may be viewed online at:
http://www.iard.com
A printed version is available upon request.

Why is this important?  
You want to be absolutely certain that any firm
you trust with your retirement money is legitimate and registered
properly.
 There are firms out there that are neither.  

The Manager:

The main person who interviews clients, develops and implements portfolios,
manages and reviews accounts for clients is Ron Anthony.  
He has been in
the investment business for  nearly 3
7 years.  He created Atlantic in
1995.  He began his career in
1980 as a representative offering 403(b)
plans
to Public School Teachers in P.G. County and Montgomery County. In
1988 he began to work with Baltimore County and City teachers and still has
a number of them as wonderful clients today.

Education:
B.A. Degree in Political Science from Lynchburg College

NASD     Series 24 General Securities Principal License
NASD     Series 7 General Securities License
NASD     Series 6 Investment Company License
NASAA   Series 63 Uniform Securities Agent State License
NASAA   Series 65 Uniform Investment Adviser License
               
(all held until 2005 when deemed no longer needed)

Prof Designations:
The Financial Industry Regulatory Authority (FINRA) has listed over
40 Senior designations currently in use but does not approve or endorse
any.  My conclusion after completing several CFP courses is they are
educational but insufficient in proving competency in any one subject area
let alone multiple areas of study.  Experience trumps theory every time.

Affiliations:    

Ron Anthony is affiliated with Scottrade, Inc. who he utilizes as the
custodian of client accounts for Atlantic Advisors, Inc.